WeFund Risk Disclosure
What WeFund is
WeFund is a separate, opt-in pool that eligible members may allocate into. It is not part of your membership, and buying a membership does not entitle you to participate or to any return. Eligibility is a permission, not an entitlement.
The principal risks
- You may lose money, including all of it. Returns are variable and at risk. There is no guaranteed, fixed or minimum return.
- Past results do not predict future results. Any historical figure shown is not a forecast and must not be relied on as one.
- Your capital is locked for the term. A position runs a 12-month term. There is no guarantee you can exit early, and no secondary market.
- Yield comes from an external strategy operated by a third party. Its performance, competence and solvency are outside WeOkay’s control.
- Crypto-asset risk. Values can move sharply. Smart-contract failure, chain outages, custody failures and irreversible transactions can all cause loss.
- Regulatory risk. Rules governing this kind of offering differ by country and can change, which may restrict or end your participation.
Where yield comes from — and where it does not
Distributions are paid only from yield the external strategy actually realises. Distributions are never funded by new deposits from other members. That is enforced in WeOkay’s systems: member deposits and yield distributions are recorded separately, and product revenue and investment money cannot fund one another.
How a position works
- You fund a position from your wallet balance or your Growth Credits.
- The position runs a 12-month term.
- Yield accrues into your locked Growth Credits and compounds into your principal.
- At term end, the locked balance releases and becomes spendable.
Eligibility and restrictions
- Identity verification (KYC) must be complete, and anti-money-laundering checks apply.
- Your membership tier sets a maximum amount you may hold.
- WeFund is geofenced. It is not available in every country, and your country is determined during identity verification rather than self-declared.
The wall between membership and investment
Your membership buys travel and product benefits. It is a product purchase, not an investment, and it confers no right to WeFund returns. Conversely, participating in WeFund is not required to be a member or to earn membership-based compensation.
Nothing on this page is investment, legal or tax advice.